Frequently Asked Questions
Quick answers about Buy Here Pay Here financing at Atlanta AutoStar in Scottdale, GA.
What is Buy Here Pay Here (BHPH)?
Buy Here Pay Here means we are the lender. Instead of sending your loan to a bank, Atlanta AutoStar finances your vehicle in-house and you make your payments directly to us. That's how we can approve drivers with bad credit, no credit, or past bankruptcies.
Do you check my credit?
We can run a soft credit check that won't hurt your score, and we approve all credit situations. Your credit history alone won't disqualify you.
What do I need to get approved?
Bring your last two paychecks (or alternative proof of income) and a valid Georgia driver's license. Proof of residence and references can speed things up.
How much is the down payment?
Down payments start from $1,000 and we work to fit your budget. Trade-ins are accepted and can lower your down payment.
Is there a warranty?
Yes. We offer a 24-month / 24,000-mile vehicle service contract on all our vehicles for added peace of mind.
What is GAP insurance?
GAP insurance covers the difference between what you still owe and what your insurance pays if your vehicle is totaled or stolen. Ask us about adding it to your purchase.
What areas do you serve?
We serve Scottdale, Decatur, Atlanta, Clarkston, Stone Mountain, Lithonia, Tucker, East Point, and the surrounding Atlanta area.
Can I make my payment online?
Yes. You can pay online anytime through our secure payment portal, linked at the top of every page.
Do you offer title pawns?
Yes. If you have a clear vehicle title, you can use it as collateral for a title pawn / title loan and keep driving your car while you repay.
What are your hours and where are you located?
We're at 3124 North Decatur Rd, Scottdale, GA 30079, open Monday-Friday 10:00AM-7:00PM, closed Saturday and Sunday. Call us at (404) 297-7756.